Santosh Investment believes in providing 360 degree real estate solutions to its client and in this endeavor we have partnered with some of the largest financial institutions in the country to provide home loans to our customers at their doorsteps.
The unique tie-ups enable Santosh Investment home loan counselors to assist our valued customers with the process of applying for a Home Loan through our partners’ right up to the disbursement stage.
So if you are looking for a home loan, then all you need to do is send across your requirements and sit back while we take over from that stage. Our counselors will guide you through the entire process. Just in case you have not identified your ideal property, we will help you do that too. So contact us today and let all your worries about getting a loan for that perfect house you have in mind dissolve forever.
What is Home Loan?
Home loan is the money that one takes from a bank or a financial institution for buying property / flat / apartment / or a dream home. It is a secure payment that financial institutions pay us, against the security (which in this case is our house/property).
What is the tenure of a Home Loan?
Home loans are generally taken for long tenure as the loan amount is usually a large sum. A home loan can be taken anywhere between 5 and 30 years.
How much loan can I get?
About 40% of your monthly gross income can be availed as the loan amount. Though you can only get a home loan of up to 80% of the Total Consideration Value, or, your eligibility, whichever is lower.
What tax benefits do I enjoy?
According to the Income Tax Act, 1961, you do enjoy some tax benefits on your loan, but only on the principal and interest components. Check the current market conditions and the benefits that you can avail from www.incometaxindia.gov.in
